StockOpportunity v1.0
LATEST PRICE
$16.27
H 16.28  ·  L 15.45
Vol 14.2M  ·  May 18
COMPOSITE SCORE
44.7
out of 100
RECOMMENDATION
IGNORE
CONFIDENCE
71%
MODULES RUN
8/8
May 18, 14:18 UTC
Top Signals
  • • CEO assessment: CEO Anthony Noto has led SoFi since 2018, driving significant growth and strategic acquisitions.
  • • Insider ownership: Moderate
  • • Strong revenue growth with successful expansion into new financial services.
  • • Insider buying observed, indicating confidence in the company's future.
  • • Noto has a solid track record in tech and finance, enhancing credibility.
Price History showing 7 of 30 days
Date Open High Low Close Change Volume
May 18, 2026 $15.48 16.28 15.45 $16.27 +0.66 (+4.2%) 14.2M
May 15, 2026 $15.70 15.84 15.38 $15.61 -0.41 (-2.6%) 49.9M
May 14, 2026 $15.31 16.07 15.23 $16.02 +0.71 (+4.6%) 68.8M
May 13, 2026 $15.71 15.71 15.22 $15.31 -0.59 (-3.7%) 60.0M
May 12, 2026 $16.07 16.33 15.55 $15.90 -0.36 (-2.2%) 62.9M
May 11, 2026 $15.80 16.32 15.77 $16.26 +0.51 (+3.2%) 70.9M
May 08, 2026 $16.03 16.05 15.52 $15.75 -0.25 (-1.6%) 55.9M
Module Breakdown — May 18, 14:18 UTC
Module Score Confidence Signals
Leadership
75.0
65%
• CEO assessment: CEO Anthony Noto has led SoFi since 2018, driving significant growth and strategic acquisitions.
• Insider ownership: Moderate
• Strong revenue growth with successful expansion into new financial services.
• Insider buying observed, indicating confidence in the company's future.
• Noto has a solid track record in tech and finance, enhancing credibility.
• No major governance scandals reported, reflecting stable management practices.
Sentiment
66.0
20%
• Analysed 8 articles over 7 days (4 sentiment-scored)
• Average sentiment: +0.20 — Positive: 3, Neutral: 0, Negative: 1
• Most bullish: "1 Number That Should Change the Way You Think About SoFi Stock" (score +0.50)
• Most bearish: "Why is SoFi Stock Crashing, and is it a Buy the Dip Opportunity?" (score -+0.50)
• Sentiment cluster: 3 positive vs 1 negative articles — strong bullish consensus (+8 bonus)
Moat
55.0
65%
• Switching costs: Low | Network effects: Moderate
• Brand strength: Moderate | Market position: Competitive
• Emerging brand in fintech
• Growing user base
• Diversified financial services offerings
• Limited brand recognition compared to incumbents
Institutional
50.0
40%
• No insider transactions found in last 90 days (SEC EDGAR Form 4)
Valuation
50.0
78%
• P/E ratio unavailable (negative earnings)
Macro
50.0
15%
• Sector performance data unavailable
FinancialHealth
40.0
85%
• Profitable: Net income $167M
• Revenue declining QoQ: -17.4%
• Negative free cash flow: $-2315M
Momentum
23.0
95%
• Death cross: MA50 (17.00) < MA200 (23.45)
• RSI approaching oversold: 37.2
• MACD bearish: -0.7265 < signal -0.7245
• Weak 20-day momentum: -13.6%
Score History showing 7 of 28 runs
Date (UTC) Score Recommendation Confidence Modules
May 18, 14:18 44.7 IGNORE 71% 8
May 17, 09:15 44.0 IGNORE 72% 8
May 16, 12:26 44.1 IGNORE 71% 8
May 15, 11:16 44.4 IGNORE 71% 8
May 14, 10:10 45.3 IGNORE 71% 8
May 13, 09:16 45.7 IGNORE 71% 8
May 12, 09:44 44.2 IGNORE 72% 8
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